2010 Elections – Response to President Bill Clinton

October 15, 2009

From: PADMINI ARHANT
WWW.padminiarhant.com

Hon. President Bill Clinton.
New York

Dear Mr. President,

Thank you for your letter. It’s truly an honor to receive your request.

I share your thoughts and concerns about the 2010 elections outcome. Needless to say, that you have experience with the opposition majority during your presidency and the challenges you faced in the legislative process with the “Government Shut Down” led by the former speaker Newt Gingrich and the republican allies.

Although, I agree that the Senators competing for their first term or re-election require the grassroots/base support, the general public perception from the health care debate is – the conservative and the moderate democrats forget their promise to the electorate that initially support them to get where they are now.

Instead, they follow the special interests’ policy in the legislative matter evidenced in the ‘Senate Finance Committee’ health care reform bill rejecting the public option.

As a veteran political figure, I’m sure you acknowledge the voter frustration in this regard that often leads to abstinence enabling the opposition gain majority by default. It’s typical of every democracy.

It’s hard to rally the people even within the party when the promises are broken and ‘Special Interests’ agenda prioritized over the public interest. This is in reference to the ‘Blue Dogs’ and the moderate Democrats’ failure in their commitment to the health care reform, the environment policy and the energy bill.

Despite their claim that their unique position attributed to the demography i.e. the conservative Southern States and the relatively lower population in the remote country regions not adequately provided for through social programs might be legitimate. However, their sworn allegiance to the special interests against the constituents in key issues do not bode well during the election campaigns.

The burden is on the elected officials to honor the pledge made on the campaign trails and not become habitual of post-election betrayal during their term in the office. The conventional political trend that maintains a campaign policy and then adapt to the elected term policy to appease all except the ‘average’ electorate has to change to energize the voter turnout.

I couldn’t agree more with you on the mid-term election vulnerability. It’s possible to strengthen the political majority in the House and the Senate through solidarity among the democrats on all issues concerning every American. Unfortunately, in this respect, the Democrats are severely lagging behind their opposition that remains unified regardless of the ideology.

Therefore, the status quo with the sixty Democrats constituting an ‘absolute’ majority is still an uphill battle for the crucial bills to pass in the Senate without the Republican vote. Such gridlock is unnecessary and counterproductive.

Obviously, the present democrats have to reach a consensus to cooperate in the legislative matter affecting not only their constituents but also the entire nation in the rare opportunity to make progress.

Since, the sole purpose of my involvement in politics against the preferred spiritualism and humanitarian field is to ensure the national and global achievements in every aspect; I will do my best to help the nation reach the milestones by supporting the deserving i.e. the people’s candidates elected or re-elected to the office.

Again, I emphasize that the major responsibility for the positive electoral results, rests on the incumbent and the prospective Senators / Representatives in their role as the lawmakers making important decisions affecting the people and the nation, demanding a dynamic shift from the self interest funded by the ‘special interests.’

I take the opportunity to congratulate you on the ‘Clinton Global Initiatives’ success and immensely appreciate the significant contribution to humanity.

Thank you.

Sincerely,

Padmini Arhant

Presidential Address to Congress on Health Care Reform

September 11, 2009

By Padmini Arhant

The President’s address, September 9, 2009 on the Health Care Reform laid out the components to clarify the doubts and confusions surrounding the bill. Despite the vehement opposition from some quarters in their loyalty to the sponsors, the ‘Special Interests’ representing the Health Insurance and the Health Care industry, the President reached out to them to be his ally rather than the adversary.

The fact of the matter is, with some groups determined to detect flaws regardless of many concessions in the bill, at the expense of the victims in the exclusively privatized sector, they will continue to defend the status quo because of the personal gains. That is the reality of the highly politicized and narcissistic culture in Washington. With these representatives holding the mantle to the power in legislative matter, it would be appropriate for the nation’s Capitol to trade name as ‘the sin city’ with the West Coast casino capitol ‘Las Vegas,’ Nevada, except the latter deserves credit for the openness.

Ironically, the lawmakers particularly in the Senate and the moderate to conservative House democrats creating the gridlock have sworn allegiance to the industry supplementing their income while turning a blind eye to the plight of the people, the entity behind their power.

Interestingly, some politicians among them even reminisced about their humble and modest background prior to the acclaimed stature and somehow that emotions surface only during the ‘book’ promotions on prime time television shows and not utilized to relate to the sufferings of the millions in their turf or across the nation.

Upon challenging them to the task to do the right by their constituents electing them to the office to be their representatives, the message is lost and their support shifted to the corporate financiers as they prove to the electorates that they are indeed the visionaries devising ways to protect their interests and re-election possibilities. Thus, the transformation from ‘public’ servant to ‘private’ servant takes place in the Capitol of the world’s modern democracy.

Although, the President’s message was clear in terms of assuring affordability, eligibility and costs control, arguably the three major proponents that triggered the health care debate at the dawn of the Presidential campaign and continuing up until now,

The skepticism by the opponents’ media and their loyalists overshadow the truth behind the contentious issue, their push to drive the robust ‘public option’ out of the equation. Having been successful in eliminating the ‘single payer’ system that would have been an absolute guarantee to fulfill the urgently required health insurance with a non-terminal and unconditional coverage for the millions insured as well as the disputed uninsured population,

The industry is now resilient through their paid representatives in the Senate and the House to demolish the public option from the bill, a move that is contradictory to the definition of free market. By definition, the free market should allow the consumers to pick and chose at free will among the different providers/purveyors catering products and services at different price and quality to suit market conditions. Since that appears to be a misnomer in the present environment, the industry with the willing legislators on their side adamantly pledged against any viable competition such as the people represented public option.

Again, according to the Congressional Budget Committee, even with the introduction of the public option in the bill, the proposed participants under the coverage expected to be less than 5% leaving the approximately 95.5% market share to the private insurers.

To all those pundits and demagogues viciously attacking the genuine voices for the less fortunate who happen to be the majority in the society,

How much profit is profitable in the vast market share comprising 95.5% to the private health insurers?

The argument often reversed claiming the corporations’ profit being the national revenue viz. the taxes should spin the economy. Perhaps a valid stance, by no means a reality given the negative impact of the rising health care costs in premiums and health care management. The health insurance has surely been profitable causing liability to the corporations, small businesses and private individuals other than nearly bankrupting the economy. Unequivocally, the health care conglomerate’s real beneficiaries are the CEO’s and the shareholders.

Besides, in the absence of vigorous competition through ‘public option,’ expecting the private sector that has the formidable monopoly in the national economic issue to conform to the legislative requirement is a cliché. This is poignant especially when the American taxpayers as consumers are still awaiting the ‘accountability’ factor to kick in with the bailed out financial sector’s promise to stimulate the economy through liquidity in the credit market.

The news media reported that the finance industry’s ‘mischief makers’ admonished by Congress during the bailout and categorically denied of any golden parachutes with the taxpayer dollars. When the session was over after a brief ‘timeout’ for the bad behavior, suddenly the blue sky adorned with none other than the forbidden ‘golden parachutes’ with the finance sectors’ pilots taking off to their favorite paradise.

So much for the free market’s obedience and respect for rules and regulations in a democracy!

In the similar context, it is not possible to ignore the anti-regulation agents’ objection to the government participation in the national issue. However, the overwhelming control and dominance of the private industry in the nation governance is cordially welcome in the Capitol Hill corridors, airwaves and the communications media irrespective of the devastating outcome on the economy. It is accepted as perfectly normal for the private sector to meddle in public matter but the flip side becomes explosive at the core minimum.

The heckling was not limited to the town halls on this issue and prominently displayed by one of the industry representatives during the Presidential address with the accusation of ‘lies’ in the immigration matter.

On the immigration deal, the shocking detail revealed by the Progressive caucus chair Raul Grijalva, Congressman (D) Arizona, during his interview with Amy Goodman and Juan Gonzalez of Democracynow.org on September 10,2009.

“And one of the things that is not well with this health reform plan is that legal permanent residents are required to wait five years before they can receive any health benefit, even though they are legal. And we are arguing with the framers of the legislation, as well as the administration, that you’re making people illegal twice. You’ve asked them to go through the process, they legalized their status, they’re permanent legal residents, but yet there’s a penalty attached that you can’t get the benefit for five years. We find that to be double jeopardy.”
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The hypocrisy is conspicuous in this instance. The nation that is proudly declared as the country of immigrants slams the immigrant population with the tax burden on par with the citizens. Meanwhile, the overzealous legislators and the administration architects in the selective amnesia moment about their personal ancestry simultaneously deprive the immigrants from benefits that they are lawfully entitled to as the ‘legal and permanent residents’ soon to be the eligible voters upon naturalization. Such political maneuvers frequently bring the best creativity among the sculptors of the monumental piece.

To touch base on the President’s bipartisan approach in the highly contested health care legislation, it could be aptly described as ‘Why look for enemies when you have foes within.’

In the uphill battle to pass the health care reform, the industry has cleverly sabotaged the democratic majority from relying on their own breed.

Should there be any speculation on why the Senate Finance Committee has not yet presented their version? The President confirmed it during his speech as ‘awaiting the proposal from one committee.’

More revelations in this respect from the interview with the Congressman Raul Grijalva by Democracynow.org: – Thank you.

AMY GOODMAN: Congress member Grijalva, I also want to ask you about Senate Finance Committee Chair Max Baucus and his close ties to the healthcare industry. Yesterday, the White House Press Secretary Robert Gibbs said Baucus had distributed his healthcare plan to lobbyists on K Street prior to sharing the plan with other members of the committee.

“The watchdog website LittleSis.org has revealed Senator Baucus’s chief health adviser, Elizabeth Fowler, is a former executive for the insurance giant WellPoint. Fowler has been called the “chief operating officer” of the healthcare reform process.

REP. RAUL GRIJALVA: I think the product that has come out from his committee and himself, I really believe that it has no legitimacy in this debate. It’s an insider product. It’s there to protect the industry. It is not there to try to look for that middle ground.

I consider Senator Baucus’s proposal to be essentially an insider trader move to protect an industry and really doesn’t have validity at all, both political validity or content validity.

JUAN GONZALEZ: —to basically—it’s on you whether healthcare reform passes or not, any kind of healthcare reform passes.

REP. RAUL GRIJALVA: Yeah, you can kind of—you can kind of see the winds heading in that direction, where members of the Progressive Caucus, even though the Blue Dogs, twenty-three of them—twenty-three of them have already announced that they will not vote for anything, and so they’ve already canceled their votes and said, “We’re opposed to any reform package.”

Even though that happens, and it’s publicly stated, I think the winds are going to shift, and the progressive members of Congress are going to be seen as the obstructionists. They’re going to try to be labeled at that. And I’ve said over and over, both to—we have told the administration and our leadership for almost—consistently for a year what we felt were the guiding principles to a public plan. We’ve been consistent. We haven’t backed off.”
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So America, there you have it.

Why look elsewhere to blame the Republican army…

When the democratic legion with the exception of those dedicated to their constituents are living up to the reputation of “Politics finds strange bedfellows.” At least the Capitol Hill sanctity spared with no distinction between the ‘same sex marriage’ and ‘the Solemn union of opposite genders.’ Only in the State and Nation’s Capitol the amazing blend between the private ownerships and the public representatives unparallel match revealed against the people empowered democracy.
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Furthermore, the commentary and punditry following the speech obviously varied depending on the ‘Who is for whom’ platform. The opponents presented the entire content as hogwash.

The former President George W. Bush took the nation to war on false pretences with an ultimatum “either you are with us or with the terrorists.’ The present ‘Nay’ Sayers on the life saving legislation then spellbound by the remarkable rhetoric for the illegal war cast their votes that is draining the national treasury until date.

Apparently, Washington’s immunity to lies and distortions in the past eight years is aroused with the current ‘truth’ vaccine prepared to protect the people from the widespread epidemic in the form of corruption and cronyism.

On November 2008, people representing the stars and stripes of this great country enthusiastically voted for the ‘hope and change’ to release themselves from the shackles of Corporate greed and Washington corruption. Now is the time for the elected officials to deliver the promise made on the campaign trail that would testify the strength and character of the real democracy?

Finally, the President’s speech was impressive and right on target. Nevertheless, the health care reform is truly meaningful only with the steadfast commitment towards the majority preferred ‘public option’ that is paramount to resolve the burgeoning crisis.

Thank you.

Padmini Arhant

Health Care Resolution – Clarification

August 17, 2009

By Padmini Arhant

Ever since the health care debate started, the main objective among the visible opponents has been to fictionalize the various contents of the bill. The health care bill principles – costs, quality and affordability extensively discussed per blogpost ‘Health Care Reform’ July 11, 2009 on this website.

Several testimonials by citizens from all walks of life through various mediums confirmed the urgency for health care reform. The partisan politics continues to disparage the millions of people deprived of proper health care during the public discourse.

A sensitive national matter turned into a controversial subject by the special interests’ agents. The health care bill described as voluminous, inadequate and far-fetched in reference to the government plan or public option. On the other hand, the noise amazingly disappeared with the White House statement on the possible elimination of the government plan from the competition.

Hence, the overview of the health care funding and the actual role of government plan in the health care legislation vital for true perspective.

How is the government health care funded?

The health care funded through three main categories –

First, by reducing wasteful spending and redundant costs prevalent in the ‘all private run’ system at the moment, a liability transferred on to the Corporations providing insurance, small businesses and individual insurance subscribers by the Health Insurance industry.

Trimmings guaranteed to generate the required savings to a tune of $300-$450 billion, the major portion of it stemming from out-of-court settlements in health care lawsuits, rising costs in malpractice insurance, neglecting preventive care, excessive intervention by the insurance companies with pre-authorization and final authorizations…contributing to a chaotic structure of the huge public system.

Next, streamlining the Health Care industry’s disproportionate costs across the wide spectrum of health care services to fund the program. It’s essential to emphasize that no one is against profit in either private run or hybrid systems. However, profit set to bankrupt the economy and the consumers in the form of businesses and individuals is equivalent to driving blindfolded on a one-way street with a dead end.

Unless and until the health care industry profit margin is reasonable, even the Health Insurance industry objectionable to the government involvement cannot sustain the escalating costs factored with exorbitant mark-ups by the health care complex.

The common problem for both private health insurance and the government plan is the costs incurred in the health care provision – health care professional fees, hospital admissions, treatment, drugs and ancillary services.

In order to keep up with the ever increasing health care industry costs, the health insurance competes with the counterpart by selling unaffordable insurance resulting in the estimated fifty million uninsured as well as cutting corners by denying adequate and quality coverage to the remaining dissatisfied insured population. Even though, the propaganda negates the fact claiming the satisfied insured population at 80%.

The health care and health insurance might appear to be in cohort when they really are at odds against each other in the excessive profit oriented scheme. There has been a rebuttal on this ‘profit’ issue by the health care spokespersons, some even resorting to name-callings as the line of defense.

An elaborate explanation was provided via Op-ed, Washington Post, July 2009-

How the reigning in on profit in a free market system would drive the economy to pitfalls.

What was not included in the explanation is the attempt to derive limitless profit at the expense of a vast majority in a sector that would naturally enable the expected returns given the volume based health industry. Similar to the energy sector surviving and thriving in any economy.

Another example for that matter, the world’s manufacturing warehouse, China ending in trade surplus with the rock bottom price due to worldwide mass production.

Regardless of the government plan, the health insurance industry cannot keep its promise to the changes required in the system without the cooperation from the health care industry. In a way, the government plan would ease the burden on the health insurance industry by negotiating with the health care industry via legislation. So, instead of viewing the government or the public option as an obstacle, the health insurance should envisage positive outcome from the hybrid system.

Third, tax increases on the taxpayers with extraordinary income configured in the earlier bill by the House of Congress to supplement health care funding is the prudent path to economic recovery that is excoriating the national revenue from other sectors. It could very well be a short-term pain evolving into long-term healing process.

The emotional outbursts with claims “I want to take my America back from Obama” revolves around the fear and commotion created by the veterans of smear tactics and the infamous ‘swift boat’ campaigners emerging during national elections, illegal wars and all things against national progress.

Ironically, the skepticism and cynicism about public option or a robust government plan for the benefit of the national economy and health in the near future overshadow the crisis in the present health care system.

One might call it a potent weapon by the opponents of the national interests suppressing the anomalies of the exclusive private run enterprise that is proven catastrophic to the overall economy and the general population.

Thus far, in all the town hall meetings organized to address the ‘legitimate’ concerns and queries from the victims of the present health care conglomerate watered down with the negatively charged combative remarks, cleverly pushing the pro-reform legislators on the defense.

Did the opponents gain from the anti-national movement?

Maybe for the time being but only soon to realize that such back alley ambush has its own ramifications that should not be underestimated.

As stated earlier, it’s about time the medical industrial complex and their representatives in the Senate and the House against the public option or the government plan get off the offense and provide believable answers to the simple yet direct questions:

The contentious issue in the health care legislation is the government plan or the public option.

Considering that, the contemporary health care system is exclusively private run with the exception of Medicare and Medicaid,

1. Why is the nation left behind with a staggering fifty million population uninsured, if the free market has enough competitors to lower the price?

The correct response: It’s because there is no real or a formidable challenger up to the task of dealing with the monopoly in the system and the non-profit cooperatives will be a fly that would be swatted down by the big players even before it begins to buzz around.

2. Why are the insured population forced to reach out to overseas health care facilities, under the apparently fabulous health care system certified by the ‘special interests rewarded’ representatives in the Senate and the House?

Quote – Wall Street Journal – Extensive 2008 editorial and articles – “South Asia, a popular destination for American patients awaiting transplants and various treatment care involving hospitalizations.”

Response: Health care industry’s phenomenal profit driven costs is triggering the health insurance industry to subsidize quality and appropriate treatment necessary but flatly denied to the ailing population. Further, the pre-authorization and final authorization protocols from the private health insurers applicable on healthy and pre-disposed health patients arising from the lack of trust by the insurance industry against the health care industry cause the exodus of the suffering population to foreign locations, not to mention the loss of income to the state and the national economy.

3. Why is the infant mortality and uninsured dependents in the lower income families, elderly care in terms of drug costs to name a few issues, so high under the ‘supposedly’ caring and affordable health care system?

Response: The health insurance and the health care industry policy designed for the healthy and the wealthy minority, rather than the underprivileged and the unfortunate majority.

4. The assertion that government plan dependent upon costs reduction from the health care industry only to be evaded by the health care providers held against the public option entry.

On similar assumption, What is the insurance industry proposal to alleviate the costs to make it affordable for all Americans?

Is the health insurance industry more influential over the health care providers?

In that case, what are they waiting for and why can’t they demonstrate their ability to improve the conditions now, i.e. (if they recognize that there is a systemic problem) to include all in the present system that would benefit the stagnant economy as well.

Alternatively, Does the health insurance possess a unique charm that would mesmerize the health care proponents to agree with the Insurance Industry demands?

One would assume that if it works for one, why it shouldn’t work for another.

Response: Both health care and health insurance industry common goal is to appease their shareholders with handsome returns and will stretch any limits with the consumer as the sacrificial lamb in the expansive, unmitigated health care arena.

5. The Congressmen and Women not in favor of public option, but probably supportive of non-profit cooperative system, is obligatory to their constituents and the entire nation to come forward in a town hall meeting or comparable setting,

To lay out their presumably efficient ‘free market’ operation predicted to create a utopian environment apart from setting precedence for other industrialized nations with hybrid health care systems.

Considering the unanimous consensus that the health care system due for modifications,

It would be fair and justified to call on the health care, the health insurance industry and their representatives in Congress responsible for the stalemate to present the facts and figures to the American consumers and taxpayers in their pledge to clean up the mess in the national health care.

In this context, the activism from the health care professionals seemingly frustrated with the insurance industry dictating terms and conditions in patient care disappointingly missing in action.

The other issue raised by the industry and their agents is – Why is the health care reform a priority and what is the need to rush on the issue?

Response: The economy and the plight of the suffering population speak volume in this regard. Failure to resuscitate the ailing heart would lead to fatality, evidenced in the victims’ real experiences.

In a nutshell, the nation has had enough with the shenanigans from the opponents of the national health care reform who have neither any treatment nor cure to the national epidemic called the health care that is aptly the health nightmare for the sane majority.

To reiterate, Health care is not a privilege or an entitlement but a necessity for survival.

Therefore, targeting higher profit against the market reality directly affecting the economy is not a smart business strategy, besides being beyond the realm of ethics and economics.

The proof of the pudding is in the status quo.

If the industries and their agents cannot resolve the matter effectively through cooperation, the obstinacy reflects the national decimation policy.

Finally, Health care reform is meaningless without government plan or public option.

Thank you.
Padmini Arhant

Health Care Revelation

July 21, 2009

By Padmini Arhant

The special interests through their government talking heads i.e. the legislators and specific media are engaged in the preposterous propaganda convincing the naïve majority that are insured to claim utter satisfaction with the status quo, when in reality those who are currently insured are ‘safe’ in the same reference to their stock market holdings.

The truth of the matter is – in the highly volatile job market, the employers ripped off by the exploitative health industry through exorbitant premiums will not be able to sustain the health care costs and soon forced to withdraw the contributions to maintain overheads. Then the crisis will transform to a personal level for all those in agreement with the deceptive misguided policies of the self-serving legislators obligatory to their sponsors’ prosperity.

United States cannot possibly procrastinate on this health care issue any longer as the economy is drained from corporate greed, unscrupulous practices, and gross abuse of legislative power solemnly pledged to the special interests directly responsible for the economic ruin of the state, country and the entire world. The narcissistic policies of the authorities in the State of California with the Republican Governor and the minority are a classic example in the recent declaration of ‘closing the deal’ on the budget crisis.

As for the legislators contemplating on the issue of meeting the President’s deadline, it is a test of their courage, commitment and competence in the health care battle between the people i.e. the constituents holding the key to the power in a democracy, vs. the special interests, also dependent on the people as the consumers in a capitalist society.

The special interests tactics is to stall the legislature through their paid employees i.e. legislators objecting to the reform by detecting flaws on unrelated pretexts given the past triumphant record in extinguishing the national health care scheme.

Citizens across the nation on their part must vigorously campaign by calling the local representatives and Senators to act immediately by embracing the President’s public option policy dedicated to revive the economy and the job market with a guaranteed low cost yet quality insurance for every citizen.

By doing so, the citizens can free themselves and relieve the future generation from the existing corporate bondage essentially liable for the crippling economy.

Regardless, the people will prevail because without consumers and constituents’ vote the ‘power’ is powerless despite the substantial wealth investment in the legislative votes.

Thank you.

Padmini Arhant

Chilling Facts on the Contemporary Health Care Costs

July 21, 2009

By Padmini Arhant – Forwarding Facts Presentation by NCHC

As per the thorough, insightful and informative presentation;

FROM: The National Coalition on Health Care – NCHC Cost Fact Sheet 2009 – Thanks

Source: http://www.nchc.org/facts/cost.shtml

FACTS ON HEALTH CARE COSTS:

In 2008, health care spending in the United States reached $2.4 trillion, and was projected to reach $3.1 trillion in 2012. Health care spending is projected to reach $4.3 trillion by 2016.

Total health care spending represented 17 percent of the gross domestic product (GDP).

Although nearly 46 million Americans are uninsured, the United States spends more on health care than other industrialized nations, and those countries provide health insurance to all their citizens.

Health care spending accounted for 10.9 percent of the GDP in Switzerland, 10.7 percent in Germany, 9.7 percent in Canada and 9.5 percent in France, according to the Organization for Economic Cooperation and Development.

U.S. health care spending is expected to increase at similar levels for the next decade reaching $4.3 TRILLION in 2017, or 20 percent of GDP.

In 2008, employer health insurance premiums increased by 5.0 percent – two times the rate of inflation. The annual premium for an employer health plan covering a family of four averaged nearly $12,700. The annual premium for single coverage averaged over $4,700.

Experts agree that our health care system is riddled with inefficiencies, excessive administrative expenses, inflated prices, poor management, and inappropriate care, waste and fraud. These problems significantly increase the cost of medical care and health insurance for employers and workers and affect the security of families.

Employer and Employee Health Insurance Costs

Premiums for employer-based health insurance rose by 5.0 percent in 2008. In 2007, small employers saw their premiums, on average, increase 5.5 percent. Firms with less than 24 workers, experienced an increase of 6.8 percent.

The annual premium that a health insurer charges an employer for a health plan covering a family of four averaged $12,700 in 2008. Workers contributed nearly $3,400, or 12 percent more than they did in 2007.2 The annual premiums for family coverage significantly eclipsed the gross earnings for a full-time, minimum wage worker ($10,712).

Workers are now paying $1,600 more in premiums annually for family coverage than they did in 1999.

Since 1999, employment-based health insurance premiums have increased 120 percent, compared to cumulative inflation of 44 percent and cumulative wage growth of 29 percent during the same period.

Health insurance expenses are the fastest growing cost component for employers. Unless something changes dramatically, health insurance costs will overtake profits by the end of 2008.

According to the Kaiser Family Foundation and the Health Research and Educational Trust, premiums for employer-sponsored health insurance in the United States have been rising four times faster on average than workers’ earnings since 1999.

The average employee contribution to company-provided health insurance has increased more than 120 percent since 2000. Average out-of-pocket costs for deductibles, co-payments for medications, and co-insurance for physician and hospital visits rose 115 percent during the same period.

The percentage of Americans under age 65 whose family-level, out-of-pocket spending for health care, including health insurance, that exceeds $2,000 a year,rose from 37.3 percent in 1996 to 43.1 percent in 2003 – a 16 percent increase.

The Impact of Rising Health Care Costs

National surveys show that the primary reason people are uninsured is the high cost of health insurance coverage.

Economists have found that rising health care costs correlate to drops in health insurance coverage.

A recent study by Harvard University researchers found that the average out-of-pocket medical debt for those who filed for bankruptcy was $12,000. The study noted that 68 percent of those who filed for bankruptcy had health insurance. In addition, the study found that 50 percent of all bankruptcy filings were partly the result of medical expenses. Every 30 seconds in the United States someone files for bankruptcy in the aftermath of a serious health problem.

About 1.5 million families lose their homes to foreclosure every year due to unaffordable medical costs.

Retiring elderly couples will need $250,000 in savings just to pay for the most basic medical coverage. Many experts believe that this figure is conservative and that $300,000 may be a more realistic number.

According to a recent report, the United States has $480 billion in excess spending each year in comparison to Western European nations that have universal health insurance coverage. The costs are mainly associated with excess administrative costs and poorer quality of care.

The United States spends six times more per capita on the administration of the health care system than its peer Western European nations.”

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Catalog of Past week Events

July 19, 2009

By Padmini Arhant

Honoring the News Media Legend – Walter Cronkite

The demise of America’s veteran newscaster/anchor and honorable Walter Cronkite created more vacuum in the news media as it did in the past year following the premature passing away of notable, honest and outspoken media host Tim Russert.

Indeed, times have changed with the world’s rapid progress in every imaginable field particularly the communications and mass media. Individuals’ performance varies according to their background and persona. Some captivate the listeners and viewers instantaneously with their unique charm and original style of presentation while others adapt to the contemporary environment.

Other characteristics like a sonorous voice as it was in the case of Mr. Cronkite, aids in the effective deliverance of important bulletins and national headlines. Nevertheless, the remarkable legacy entrenched with objectivity, clarity and conviction by the vanguard news media personalities like Walter Cronkite and Tim Russert is a national treasure for the present and the future newsmakers to cherish and follow through.

The national tribute to the contribution by Walter Cronkite is deserving and meaningful.
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U.S. Surgeon General Nominee

President Barack Obama’s choice for the important Health Care portfolio and timely nomination of the U.S. Surgeon General, Dr. Regina Benjamin is praiseworthy.

Dr. Benjamin’s impressive background in successfully dealing with life challenges is inspirational and commendable. The selfless dedication to community service by Dr. Benjamin is not only a highlight of this nomination but also speaks volume regarding human beings resolve to overcome tragedies and obstacles in life.

There is no ambivalence that Dr. Regina Benjamin is an excellent appointment for the pivotal administrative task amidst the revolutionary health care reform, a monumental milestone for the nation to achieve the targeted economic goals.
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Jakarta Bombings – Indonesia

The terror attacks against the U.S. targets – The hotel groups, Marriott and the Ritz Carlton in Jakarta, Indonesia is a reminder for the international community to continue to remain alert and active in the mission to eradicate widespread terrorism around the world.

Terror groups and organizations relatively weakened but not deterred from the on-going plots and violence against the innocent lives. Whenever, terror strikes any domain treading on the path towards progress through peaceful and democratic means, the discomfort by the opponents of peace is forcefully visible.

It’s no coincidence that the terror attack followed the recent Indonesian Presidential election. It signifies the terror groups’ decision to disrupt the working democracy with the re-election of the popular Indonesian President Susilo Bambang Yudhoyono committed in the economic recovery and political stability of the largest Muslim nation in the world.

Indonesia, alas on the path to experiencing real freedom after the prolonged rule spanning over three decades by the authoritarian regime of the former President Suharto, natively known as Soeharto.

While the Suharto government hailed and remembered for the diverse Indonesian society’s economic growth and political stability, the brutal invasion and occupation of the vulnerable East Timor Island with the substantial support from the Western nations especially the United States eroded the hard-earned popularity of the President. Aside from the horrific history in East Timor, the overwhelming corruption charges leveled against the government finally led to the dismantling of the power.

Indonesia is on the right track in reclaiming the peace, progress and prosperity since the devastating natural disasters of 2004 Tsunami and the island’s perpetual exposure to the earth volatility in that part of the region.

Thank you.

Padmini Arhant

Universal Health Care

May 24, 2009

By Padmini Arhant

Health Care is not an individual matter. It’s a national crisis as clearly expressed in President Barack Obama’s message.

“American families are watching their premiums rise four times faster than their wages. Spiraling health care costs are shackling America’s businesses, curtailing job growth and slowing the economy at the worst possible time. This has got to change.”

President Obama’s Health Care Policy aimed at three core principles — "it must reduce costs, guarantee choice, and ensure quality care for every American.”

The combined forces of the Health Care industry represented by the Insurance, Pharmaceuticals, Biotech, Academic institutions (e.g. University of Chicago), Hospitals, Medical Centers and Private Medical facilities not barring Wall Streets’… dominance in the highly commercialized and profit driven enterprise has led to the status quo of the most important economic structure in the society.

Industrialized nations have experimented with both socialized and privatized medicine. Some commonwealth nations viz. United Kingdom, Canada and Australia have blended the national health care with private and taxpayers’ funded policy. In the exclusively privatized medicine, the privileged segment of the society thrives while leaving the remaining population at the mercy of their faith and own ability to bear the financial burden in medical costs. Such situation has forced families to deal with unparallel traumatic and tragic ends.

Meanwhile, socialized medicine despite criticisms benefits most if not all. President Obama’s strategy directed towards the universal concept of sharing the costs and benefits to insure every individual. The proposal is flexible with choices between the government plan and the private sector offer. Also guaranteed in the plan is affordable and quality care, an ideal and a rare combination.

Evidently, the health care costs rising disproportionately to the benefits have contributed to an alarming proportion of the population uninsured and in most cases underinsured, thereby worsening the crisis. Sadly, in both scenarios the patient deprived of longevity in life due to the lack of national health care. Life being uncertain, a private citizen without health insurance is like a fish out of water. It is particularly harsh on the patients who are unwell and more so with the chronically ill struggling between life and death. The impact is even greater among the socially and economically disadvantaged class.

The suffering exists across the board with hospitals and community health centers/services shutting down as the primary targets of state and national fiscal crisis.

The Insurance industry thus far the most influential entity dictating terms and conditions entirely in their favor from eligibility by eliminating patients with ‘pre-existing illness,’ to co-payments, deductibles and access to health care providers and services. Further, the industry’s excessive intervention in patient care proved intrusive and fatal in many circumstances with lawsuit settlements in millions of dollars.

It doesn’t fall short of forging alliance with drug companies and some health care providers instructing patients to limited care and bypassing vital preliminary tests in the protocol with the substitution of medications overriding the preventive care of early diagnosis, the desirable and sensible approach to saving lives and costs.

Again, the flip side has a potential ethical issue with the health care providers stretching the limit on rigorous testing as an insurance against malpractice lawsuits aside from recovering investment costs on expensive medical diagnostic equipments. Either way, the patient/consumer is the victim of flawed system.

Pharmaceutical and biotech industries exploiting the uninsured and underinsured dying patients in their overzealous marketing and promotion of new drugs developed through volunteer participation in clinical trials have risen lately.

The industries seek immunity in the clinical trial patients’ written consent assuming responsibility to the calculated risks notwithstanding loss of life. The argument may rest on justification to find cure and aid humanity, however it’s not equivalent to actions governed by ethics.

Ironically, the recent medical news reports claimed the terminally ill without insurance mostly volunteered with the hope of getting new life in the unmitigated experimental cure.

There are more compelling facts regarding uninsured pregnant mothers foregoing antenatal and postnatal care, including the newborns from the neonatal attention subsequently leading to serious complications costing the tax payers horrendously in the county hospitals.

In a similar context, the ailing and wounded war veterans returning from war zones for treatment in the state-of-the-art medical center recently stranded by the closure of Walter Reed Memorial Hospital and other V.A medical centers.

The veterans’ post combat care and facilities have deteriorated to an appalling condition in the past years and the veteran affairs legislation initiated by President Obama enacted the medical provision for armed forces personnel.

Youth population has been worst hit in the health care crisis. Teenage pregnancies on the rise along with an epidemic level obesity due to unhealthy food choices surging in the market combined with limited sports activities from the lack of educational funding.

Senior citizens aren’t any better in the health care gamut. The geriatric population is marginalized with skyrocketing drug costs, forcing them to other avenues like Canada to purchase relatively cheaper medications and others travelling to South Asia for surgeries and treatments requiring hospitalization.

In a nutshell, the health care in the United States is in shambles. Policy embracing the health coverage for all Americans in an efficient system that delivers cost effective, valuable care without compromising patient’s health and life in exchange for profits is in order.

Further, the overhauling of the system is imperative with technology-oriented operation in the multifaceted management. Cost saving strategy should focus on the appropriate use of human expertise with complete utilization of qualified health care professionals in the hierarchy such as nurses, nurse practitioners, dieticians/nutritionists, counselors, therapists, technicians and everyone engaged in the wellness program.

Both private individuals and the employers would benefit from the platter with free market competing against the government plans. This would not only promote checks and balances in the highly disorganized and profit motivated sector but also remain competitive in keeping the costs down for the providers and the consumers.

Research and development instrumental for advanced care and United States has been in the forefront in that aspect. Funding stem cell research, regenerative medicine and the promising personalized medicine -‘Genomics’ is the direction for United States to lead the rest of the world.

According to the biotech industry –

“Genomics – Personalized medicine is a movement to use advancing knowledge of an individual’s molecular makeup to provide better preventive care, as well as better diagnosis and treatment.”

Genomics, apart from being revolutionary in the preventive care field, appears far more cost effective as well.

Keeping NIH well funded is representative of commitment towards general well being of the society. Also equally important is the easing of immigration laws for scholars, scientists and students to visit U.S. universities and research centers for scientific exchange programs.

United States isolated as an industrialized nation in the failure to meet the highest challenge with health care. The partisan politics and special interests holding almost every crisis hostage for profits and political agenda is detrimental for their own and the country’s future.

Approval of President Barack Obama’s comprehensive health care including the above recommendations would help the United States earn due recognition on the topic avoided for fear of political backlash.

It’s no longer possible to procrastinate having lost precious time, as too many lives are at stake. The lawmakers taken to the daunting task of doing it right with the issue literally matter to life and death.

The critics, attack the proposal with nick names ‘Robin Hood’ principle of socialized medicine. Nonetheless, the lack of action in health care compares with the paradoxical “DR. Jack Kevorkian” in the society-assisted euthanasia.

Finally, Health Care is a necessity not a choice.

Thank you.

Padmini Arhant

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Keeping Democracy Alive

March 8, 2009

The new administration is still in the process of filling positions and since the beginning, there has been problems with some major cabinet appointments as the nominees had withdrawn from considerations to avoid political challenges during the hearing process.

Lately, it appears to be the nominee CNN medical correspondent Dr. Sanjay Gupta.

It is evidenced in the following article;

Gupta won’t be next surgeon general

Neurosurgeon and TV Correspondent withdraws from Consideration

By Richard Alonso-Zaldivar, Associated Press – Thank you.

CNN medical correspondent Dr. Sanjay Gupta won’t be the next surgeon general, the Obama administration confirmed Thursday.

Gupta 39, a neurosurgeon with star appeal, was seen as President Barack Obama’s first pick for the job. He would have brought instant recognition to the office of surgeon general, a post that has lacked visibility since the days of C. Everett Koop during Ronald Reagan’s presidency.

An administration official said that Gupta had been under “serious consideration” but took himself out of the running because he wants to focus on his medical career and spend more time with his family.

“We know he will continue to serve and educate the public through his work with media and in the medical arena,” said the official, speaking on condition of anonymity because of the sensitivity of nominations.

The official said there were no problems that would have disqualified Gupta, and it was his decision to withdraw.

The surgeon general is the nation’s doctor, and while the job doesn’t involve much policymaking responsibility, it’s a bully pulpit for promoting public health. Gupta could have helped Obama pitch his health care reform plan.

Initial reports in early January that Obama had approached Gupta about the job created a stir. The new president had not yet taken office. The chairman of the American Medical Association’s board said at the time it would be a boon to the government if Gupta accepted.

But Gupta would have had to give up a lucrative career. He hosts “House Call” on CNN, contributes reports to CBS News and writes a column for Time magazine. He also practices surgery at Atlanta’s Grady Memorial Hospital, which sees more than its share of trauma cases.

Political opposition had started to form.

House Judiciary Committee Chairman John Conyers, D-Mich., called Gupta inexperienced and circulated a letter urging Obama not to appoint him. Conyers is a leading supporter of health care reform that would create a government system similar to Canada’s and is particularly influential among liberals.

Gupta does have some Washington experience. During the Clinton administration, he served as a White House fellow and a special adviser to then-first lady Hillary Clinton.”

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Washington Hypocrisy:

Strangely enough, with recent appointees for high profile cabinet positions involving decision-making on International crisis affecting billions of lives around the globe “experience” didn’t seem to matter to the members of the hearing committee.

Some were sworn in with a mere formality hearing and they were aptly called by the media a shoe-in appointment.

Also, there was swift approval of nominees considered “controversial” with tax issues, conflict of interest notwithstanding the nation’s critical cabinet post supposedly being “unconstitutional.”

However, an administrative post with none or minimal policymaking responsibility as cited in the above article, aroused skepticism in the minds of certain members prompting them to an all out campaign against the adequately qualified and nationally as well as internationally prominent candidate with White House experience, reveals the true colors of Washington Politics.

Last fall, history was made for a reason. People of the human race overwhelmingly came together  to convey a loud and clear message…

It is no longer the “red states” or the “blue states”, but it is the United States of America.

Apparently, like everything else it is being regarded a catchy campaign slogan rather than embracing and most importantly practicing to keep democracy alive.

Thank you.

Padmini Arhant

Radio Show Schedule

January 22, 2009

I will be doing a live radio show for 120 minutes from 2.00P.M to 4.00P.M. (PST) on the following days:

January 23, 2009 Friday from 2.00 – 4.00 P.M (PST) to accommodate listeners from all time zones.

Category: Current Events

Topic: Corporate Bailout

Discussion:

What should financial institutions do with the taxpayers’ bailout?

Why have they not utilized those funds to stimulate economy?

What is public demand from them and the legislators?

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January 30, 2009, 120 minutes 2.00P.M – 4.00P.M

Category: Current Events

Topic: Economy and Health Care

What should the new administration do for you and the economy?

How do we fix the Health Care system?

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Podcast live : http://www.blogtalkradio.com/Padmini-A

Guest Call-in-number: (646) 727 -3778

I invite you all to participate in the public forum and share your concerns, ideas and knowledge.

Your comments and thoughts are welcome in the political discourse.

Let us keep democracy alive and help our new President Barack Obama and Vice President Joe Biden in rebuilding our nation.

Look forward to the session.

Thank you.

Padmini Arhant

P.S. My apologies for not being able to schedule a convenient time on January 21, 2009. I am aiming to provide as much time as possible through whatever avenues available in getting us back on our feet.

Your participation is a huge encouragement and always appreciated – Thank you again.

Heal the world with free medicine

December 5, 2008

There are people around the world who face extreme adversity and oppression.

They think only of survival. These people have almost nothing to live for, and yet they live. Their will is their strongest asset.

Their goal is simply to live. One wonders why they have such simple or straightforward goals.

Maybe it is because they cannot dream of anything more.

Despite crippling disease, widespread poverty, and lawlessness, they push themselves to exist.

Some of the privileged people in the world care to help them, but most would simply turn a blind eye.

My goal is to help those people; the ones whom the world castes away like decomposed food.

My ultimate goal is to build a large chain of free hospitals around the world, so that those who are always on the short end of the stick can still get treatment for some of the chronic diseases.

I am quite aware that this chain of hospital will be a heavy financial burden in itself, but the needs of the many should come before the needs of the one.

When I was young, I thought everyone in the world was the same.

I believed that we all had a place we could call home, a mother and a father, a good education.

I thought every child had a warm bed to sleep in and could wake up to a bright new day.

I thought the worst ailment you could possibly endure was a cold, and one sip of Tylenol would make it all better.

Sadly, I now know the world is a much darker place.

There are areas of the world where a ‘doctor’ is a mythical being said to descend upon mortals with a healing light.

These areas are some of the most impoverished places on Earth; places where a young girl must work twenty hours a day to bring her family one loaf of bread;

Where a boy must wake up early every morning to make sure his sister is still there.

In a place like this, the streets speak volumes about the dire situation of its inhabitants.

Here, people with Polio feel like an outcast, afraid to make contact with anyone else.

Having just one free hospital in a place like this would drastically alter the conditions of the area, and the social behavior.

Obviously, I cannot run this hospital alone. I will need an armada of people whose selflessness transcends their narcissism.

Their work will be mostly volunteered; this is why they need to understand my cause, so that they know what they are investing their time in.

The hospitals will be built all around the world, offering any kind of treatment needed.

Any person will be able to walk in and get treated, free of charge.

I can only hope the world is as willing to help itself as I am.

Thank you.

Kanish Arhant-Sudhir

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