California Status Quo under Republican leadership

February 5, 2010

By Padmini Arhant

Courtesy extended to enlighten the ignorant and the oblivious presenters representing the selective news media.

California economic and social calamity is falsely attributed to the “liberals” in the state by the illusionists in the magic kingdom.

Therefore, it’s important to dispel the myth and introduce sanity in the political discourse.

Being compelled by civic duty to lay facts against fiction – pervasive with respect to the California state affairs, the following data is presented for accuracy.

Fact Check: Source – wikipedia.org
– Thank you.

The current governor is Arnold Schwarzenegger, a Republican who was elected on October 7, 2003.
He was reelected on November 7, 2006.

His current term will expire on January 3, 2011.

The Governor of California is the highest executive authority in the California state government, whose responsibilities include making annual “State of the State” addresses to the California State Legislature, submitting the budget, and ensuring that state laws are enforced.

*The Executive Budget – The governor has the final responsibility for preparing and submitting to the legislature an annual budget containing most of anticipated state income and expenditures.

The final budget requires a two-thirds approval of the legislature.

* The Veto – The governor has the option to veto a bill within 12 days after being received from the California State Legislature. The Legislature can override a veto by a two-thirds majority vote in both the Assembly and the Senate. The governor may exercise a line-item veto, rejecting individual items in any appropriations bill.
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A Californian Perspective – By Padmini Arhant

Regarding “The final budget requires a two-thirds approval of the legislature”The Republican minority have successfully derailed legislation proposal to revive the state economy resulting in an embarrassing prolonged budget crisis.

Californians’ interest on every issue ranging from job creation, education, health care, energy to environment has been rejected by the Republican members due to the pesky ‘two-third’ legislature approval.

The republican minority in the State of California emulates their counterparts in Capitol Hill and takes enormous pride in the California Status quo, i.e. successive budget deficits with no revenue based on ideological stance against tax increases on wealthy corporations and individuals.

Furthermore, the republican fiscal policy dictated by the doctrine:

“Ready my lips, No New Taxes.” That cost the former President George H.W. Bush his second term – is the formula widely used with the draconian cuts affecting the large consumer population from the younger to the older citizens in the state and across the nation.

In the absence of pragmatic approach to the burgeoning economic crisis,

The “Golden State,” is now a bankrupt state under Republican leadership with a state deficit at a staggering $19.9 billion and still bleeding because of the dominant Republican ideology in the State Assembly and legislature akin to the republican representatives’ performance in the United States Congress.

California has been under Republican duress regardless of the party ratio. The State Treasury is forced to issue I.O.U’s to creditors and furloughs (mandatory reduction in working hours) to the state employees in the year 2009 and 2010.

In addition, California being the eighth largest economies in the world is governed by clueless Republican leadership determined to drive the state economy over the cliff with the Republican candidates vying for the governor position to exacerbate the crisis, otherwise to accomplish the task.

Similarly, the Republican candidate – the Hewlett Packard former CEO, Carly Fiorina competing for the U.S. Senate against the incumbent – Democrat Senator Barbara Boxer, is conspicuously avoiding the public furor over the massive layoffs carried out under her management, reportedly leading the company to the brink of insolvency.

Conservative media and press is aggressively engaged in camouflaging Republican leadership and the minority representatives’ flaws by denigrating the democratic majority in California, dealing with a similar dilemma experienced by the fellow democrats in the Capitol Hill.

With democracy undermined during the national and state elections and expected to worsen with the Supreme Court conservative justices’ decision, it’s necessary for the Californians and the rest of the nation to be discerning in the media propaganda targeting the captive audience and concerned citizens.

Democracy is meaningful with citizens’ participation in the information process to counteract the widespread rumors, distortions and fear mongering tactics applied to evade responsibility in various discipline – predominantly by the controversial news media anchors/talk show hosts and last but not the least the selective legislators as the elected representatives.

Citizen reaction and involvement is the effective means to bring about the ‘Change,’ desperately required in the state and national politics.

Reality being – the political decisions or the lack thereof determine the ‘average’ citizens present and future.

So, please remain alert and exercise your democratic rights by calling your representatives to perform their duties for which they were elected to the public office.

Democracy thrives with the well-informed electorate.

Thank you.

Padmini Arhant

State of the Union Address by President Barack Obama

January 29, 2010

By Padmini Arhant

President Barack Obama presented the first State of the Union address to the joint session of the United States Congress.

Appropriately, the core message was about the economy and the various proposals to revive the nation from the prolonged economic recession that began in 2002.

Attention to the small businesses, students and the average American families who represent the significant consumer base is timely and the commitments are economically viable.

The tax cuts to Corporations preserving American jobs is a necessary strategy to deal with the double digit unemployment risen to the current rate by 2.6 percent, since inheriting the 7.6 percent rate in January 2009 when the former President George W. Bush and Vice President Dick Cheney left office.

In fact, the $787 billion funding towards President Obama initiated American Investment and Recovery Act helped to contain the economic crisis and the unemployment to a marginal increase against the financial sector avalanche.

There was a large emphasis on education to improve Math and Science skills among K-12 students.

In addition, the President laid out the programs to ease the burden on the students attending Community College through tax incentives, affordable loan payments, increasing Pell Grants and even enticing them to join public service in exchange for the loan adjustment. Of course, the families were included with a $10,000 tax relief for their children’s college education.

As highlighted by the President, sound education is the stepping-stone to progress and prosperity in a society and the effective means to reduce poverty. Also, it would decrease the prison population that is straining the state budgets like in California.

In social issues – the President pledged to repeal the ‘don’t ask don’t tell,’ discriminatory policy in the United States military against the gay service personnel who are equally dedicated in their patriotic duty. A remarkable recognition and long overdue.

On the discretionary budget-spending freeze scheduled to begin in 2011, it’s relieving to note that the safety net for the retirees and senior citizens available through social security, Medicare and Medicaid for the low-income families would not be affected.

However, it’s essential to apply tighter control on the defense spending that is disproportionately increasing against health care, educational and environmental cause regardless of party representation in the White House.

The President urged both parties in Congress to rein in wasteful spending in the form of earmarks or pork barrel – It’s necessary to be discerning in the expenditures given the accumulated national debt.

Job creation through public projects such as high-speed railways and infra structure maintenance is coherent with the former President JFK’s achievement in connecting America from coast to coast.

It’s a worthwhile investment and pervasive in dealing with the energy and environment issues.

The President is right on target in this respect due to multiple benefits on these projects viz.

First, it would decrease unemployment and boost the economy simultaneously.

Second, it enables energy conservation with mass transit possibly becoming the desirable public transportation, besides having a positive environmental impact.

Third, from the health standpoint – the automobile accidents being the leading cause of premature deaths and often leaving the victims with horrific physical injuries in the industrialized countries, the proposed system is a preventive measure in that regard.

Moreover, the stress factor that is common among the motorists could be eliminated as well.

Last but not the least; the local economies would enormously gain from an efficient public transport system attracting tourists within and outside the country.

It’s gratifying to note the President’s affirmation on the health care reform – Echoing the President’s message – Health care legislation cannot wait indefinitely for it’s proved to be a burgeoning crisis contributing to national deficit due to horrendous costs not to mention the loss of lives.

The President also detailed on the financial reform that ought to be implemented to save the domestic and the global financial markets from major catastrophes in the future. It’s crucial for the legislation to be loopholes free to deter the industry from circumventing the rules and regulations.

With respect to the on-going wars in Afghanistan and Pakistan, the capturing and killing of terrorists might be a partial success for the military operation. Nevertheless, terrorism emanating from despair and desolation cannot be eradicated with military might and sophisticated drone attacks.

In the absence of a functional government facilitating basic necessities like clean water, agricultural and industrial growth, education, health care and social equalities that guarantees freedom to live life with dignity, the regions will continue to be the breeding ground for terror.

The President fulfilling the campaign promise on troops withdrawal from Iraq by this summer deserves praise and credit. Again, the veterans returning home after a traumatic combat situation have to be suitably provided for their settlement in the civilian environment. These patriots and their families cannot be abandoned after their sacrifices for the nation.

Warning the rebels in Iran and North Korea on nuclear programs is warranted. But, the successive failures in the multilateral talks in 2009 and 2010 among the 6 powers including Russia on Iran’s nuclear program suggests the inherent mistrust and power struggle conspicuous in the United Nations Security Council.

Reiterating the earlier suggestion, the solution to resolve the international crisis on different fronts is to expand the U.N. Security Council from 5 to 11, with the inclusion of new and conciliatory members like Japan, Brazil, India, South Africa, UAE and the present defacto member, Germany.

In other international crisis, even though the Israeli Palestinian conflict was not part of the address, the President responded to a town hall participant’s question on this issue.

Despite Israel being the United States strongest ally and the political predicaments prevalent more in Israel than Palestine, Israel’s settlement expansion along with brutal occupation and humiliation through check posts in Palestine must be condemned unequivocally to reflect fairness and United States commitment to an independent two state solution in the region.

To summarize the first State of the Union address by President Barack Obama, the content was relevant with the economy being the primary focus and the well-articulated objectives strengthened the urgency to act on the issues confronting the nation.

The presentation was immaculate for it had the measured composure and at the same time the passionate delivery revealed empathy, resilience and resolve to energize the party members and the democratic base especially after being let down in the preceding political upheavals.

Now, the responsibilities lie with the Congress members of both political parties to lay their ideological differences aside and coalesce to pass the legislations designed to alleviate the average Americans’ suffering, for which the representatives were elected.

The people on their part, i.e. the students, working families, senior citizens, businesses and alike have a unique opportunity to renew democracy by calling the local representatives in the House and the Senate to pass the pending legislations on financial reform, health care and climate bill.

Democracy is efficient with the main street activism to promote the desired ‘Change,’ in Washington and Wall Street.

When we could succeed in 2008, we will do so in 2010, if you make it possible.

Please extend your support to our President Barack Obama and those Congress members who are devoted to your interest and not the special interests.

Thank you.

Padmini Arhant

Rescue America in the Massachusetts Election

January 19, 2010

By Padmini Arhant

Massachusetts polls are about to close shortly. There is still time for rest of America to galvanize support for the democratic candidate, Massachusetts Attorney General, Martha Coakley running against the State Senator Scott Brown.

We are in a critical period dealing with a number of issues at the national front. As such, the gridlock in Washington primarily emanating from the Republican minority steadfast against national progress have been successful in blocking legislations focused on improving the average American living standards.

If Massachusetts sends yet another filibuster member to represent the Republican minority, that has demonstrated nothing but partisanship thus far, it would be an inevitable disaster for the country.

Therefore, please do everything in your power in outreaching the electorate in Massachusetts and request every eligible voter to go to the polls and secure their future by voting for the democratic candidate Martha Coakley.

Whatever the voter grievances are, it’s legitimate but the opportunities are much greater with the Democratic Party in resolving issues and I hope the democratic legislators recognize the voter frustration about the status quo and submit them to do everything right for the people and not the special interests representing the wealthy Corporations and individuals.

Every minute matters and every vote counts. Exploit technology by using text messaging, tweeting, blogging, emailing…however, and ensure that our great nation, the United States is rescued by not allowing Massachusetts fall into the Republican hands.

Thank you.

Padmini Arhant

Housing Market Recovery by decelerating Foreclosures

January 18, 2010

By Padmini Arhant

As stated earlier, the key to the economic recovery is to revive the job market, the housing market and passing the health care legislation. Both job and housing market is entirely dependent upon the consolidated commitments from the public and the private sector.

The public sector represented by the government has the right agenda with the President’s proposal to levy tax on the financial institutions responsible for the financial crisis. However, the collected tax and fees from the finance industry is rumored to be accumulated in the stimulus pool against the Republican supporters’ demand that the proceeds be applied to the national deficit reduction.

Another contentious issue is the industry retaliation to the tax levy trickling down to the end consumer. It’s reported earlier that the industry has vowed to pass on the charges to the customer with an alternative threat to move jobs overseas.

Banking sector’s response of this nature is not unusual and prompts a swift termination of such protocol through regulations blocking the antagonistic traditions that brought the economy on the brink of collapse. Otherwise, taxes and fees should be imposed on the bonuses and stock options claimed by the executives and the senior management.

It’s important to enlighten those individuals fixated on reducing the national deficit when the economy is struggling to emerge from the deep recession. Further, the national deficit is a matter of great concern regardless of political allegiance as the debt mitigation burden is on the immediate and the future generation.

Minimizing deficit by merely returning the revenues and sources of income while, ignoring the cited economic woes is analogous to an attempt to contain the flood with an imaginary barrier.

Expansion in economic growth would directly contribute to the deficit contraction and there is an urgency to divert attention towards the two components i.e. the job and the housing market.

An element of truth noted in the funds being allocated to the potential banks’ bailout per disclosure by the current Treasury Secretary Timothy Geithner on the $75 billion housing market stimulus package.

The frustration in this respect is mutual and shared between the Tea Party movement and the Progressives in a bizarre convergence. It’s indeed a relief to view the polarized factions possessing some commonality, proving that a consensus can be arrived on national issues.

Taxpayers can no longer afford to bailout industries who betray them upon being bailed out and fail to fulfill their end of the bargain, i.e. to create and protect jobs that would lead to the economic revival.

Reverting to the tasks ahead for the public and the private sector, the effective strategies are:

Congress should reinstate the repealed Glass Steagall Act that prohibits the finance industry from indulging in speculative trading and instead focus on equity building, deposit security and bar insurance undertakings with high-risk collaterals.

The stand-alone Consumer Financial Protection agency as part of the rigorous financial regulation is a requirement to address the waywardly conduct demonstrated by the financial sector.

President Obama’s proposal in the creation of an agency to safeguard the consumer interests against abuses in mortgages, credit cards and other form of lending is precisely the remedy for the ethically deteriorating banking sector.

Abandoning the measure is a green signal for the repeat episode. Any legislators opposing the proposal are clearly against their constituents and the national interest.

In another related issue, stripping the Federal Reserve of all regulatory responsibilities is based on the dismal performance by the Federal Reserve authorities in the past two decades predominantly due to excessive power entrusted to the single most Federal institution.

On the contrary, the Administration’s position to expand the Fed’s role is a move in the reverse direction considering the status quo.

A noteworthy factor in the legislative affairs is, whenever a suggestion or a legislative proposal is made to reform any industry from the democratic side, the Republican representatives in the House and the Senate have unanimously rejected with a rare exception of one or two daring members casting their vote by bowing to the conscientious call of duty.

The partisanship and double standards was prevalent during the Clinton Presidency but even conspicuous throughout the Obama presidency.

The point in reference is available in the recent Financial Reform bill favoring the stand-alone consumer financial protection agency introduced by the Democratic Senator Chris Dodd and initiated by President Obama.

In contrast, the legislation with a similar agenda from the Republican aisle is overwhelmingly approved not only by the Republican minority but also with the cooperation from the democratic side.

A classic example being the year-end legislative amendment to the financial reform bill put forth by the Republican House of Representative Ron Paul –

The House Financial Services Committee approved Rep. Ron Paul’s measure by 43-26, calling for drastic expansion of the government’s power to audit the Federal Reserve.

The irony being, the ideological opposition consistently against the democrats sponsored government action characterized as ‘take over’ in any legislation is somehow complacent to the vast government intervention in this particular case.

Nevertheless, the amendment is a positive step in the financial regulation aimed at achieving transparency and accountability from the Federal Reserve, the long desired goals in the political and economic sphere.

With populace demand, the gridlock in Washington could be prevented by identifying the legislators contesting the party and not the issue. Likewise, those lawmakers obstructing their constituents opportunities for self-benefit through filibuster and unfair deal negotiations in the Senate vote, ought to explain the reason behind violating the constitutional oath.

Proceeding towards the core economic issue, the housing market decline has unequivocally contributed to the liquidity freeze and paralyzed the residential and the commercial real estate trajectory across the nation.

The housing market synopsis from the news report is depressing and conclusively the forecast is dire unless multiple course of action from the combined forces of the finance industry, the Treasury and the Congress is taken to resurrect the dying sector.

Source: Associated Press, January 16, 2010

Mortgage modifications fall well short of U.S. goal

Housing market may face another difficult year, economist says

By Alan Zibel

“Almost a year later, it appears about 750,000 homeowners – a fraction of the 3 million to 4 million originally projected – might complete the application process, predicts Mark Zandi, chief economist at Moody’s Economy.com.

A record 2.8 million households were threatened with foreclosure last year, up more than 20 percent from a year earlier, RealtyTrac reported this week.

The foreclosure listing firm expects another record this year.

Home prices, meanwhile, are down 30 percent nationally from the peak in mid-2006.

“It’s a very serious threat to the housing market, and still one of the most significant risks to the broader recovery,” Zandi said.

The Obama plan aims to help borrowers in financial trouble by making homeowners’ payments more affordable.

But just 66,500 borrowers, or 7 percent of those who signed up, have completed the program as of December, the Treasury Department said Friday.

Another 49,000, or more than 5 percent, have dropped out of the program entirely – either because they missed payments or were found to be ineligible.

Thousands more remain in limbo awaiting an answer.

There’s blame on both sides:

Mortgage companies say they have struggled to get back the necessary paperwork, while homeowners and housing counselors say navigating the bureaucratic maze often seems impossible.”

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Resolving the Solvable: By Padmini Arhant

Since the government is the largest employer during the economic recession, it’s reasonable to expect the agencies involved in the housing program to function efficiently. In addition, maximum utilization of technology should enable user-friendly application format.

As for the homeowners and the counselors faltering on the paperwork submission despite simplifying the process presumably with a deadline, serving a written notice with a foreclosure warning should yield the necessary response or action from them.

On the paperwork completion, it’s entirely up to the homeowners to salvage their homes from being foreclosed. There are non-profit workshops and agencies working in many counties apart from the internet sources to assist homeowners with the documentation.

Eligibility is the bone of contention in most national issues from housing to health care.

Perhaps, the program needs a thorough review and necessary threshold adjustments to accommodate the volume that would eventually relieve the homeowners, the mortgage companies and the banks from the debt confinement.

It appears that the stringent rules often cause more harm than good in resolving crisis of great magnitude confronting the nation at the present time.

Given the gloomy economic environment, sometimes leniency or relaxing the rules on an individual basis would help the situation with the homeowners retaining possession of their homes.

Foreclosure is an epidemic and drastically affects everyone involved beginning with the mortgagee, the lender, the county, the city and the nation at large, not to mention the crime emanating as a result of the unfortunate event.

Improvement in home values made possible through customized lending as opposed to generic programs is crucial in dealing with the escalating foreclosures, thereby significantly easing the economic recession.

Thank you.

Padmini Arhant

Health Care Reform – Medicaid Program Review

January 16, 2010

By Padmini Arhant

The issues that deserve consideration from the individual state standpoint:

Reallocating the Senate offer to Nebraska nationally is a fair approach.

Increasing federal aid in the Medicaid expansion program for 50 states is necessary to deal with the vast uninsured population across the nation.

Since the President and the democratic lawmakers have appropriately incorporated the requirement, it’s constructive to ensure the coverage entirely to avoid rifts between the states.

With regard to the creation of new insurance exchanges under federally regulated marketplaces for consumer choice, it’s important to extend or re-enact the anti-trust laws in addition to the establishment of caps to curb the rising costs especially in the absence of government run insurance program.

The demand and supply determined free market is never inhibited to exercise the freedom to hike the price leading to the status quo.

There is a higher probability in the future, with the demand introduced mandatorily via 30 million and more insured through the proposed legislation. Therefore, it’s vital to close the loopholes presumed to cause the cost factor to rise exponentially.

Upon evaluating California and other states’ grievances in the national health care reform, the following options are viable to resolve the contentious details in the Medicaid program.

In this respect, the State of California is an ideal example with New York State sharing the scenario in terms of the benefits and drawbacks from the current national health care bill.

California is believed to be splitting the costs on Medi-Cal – the state version of Medicaid, the health insurance program for the poor and disabled – in equal ratio with the federal government.

Raising the income threshold under the Medicaid program is a sensitive enactment that would enable the uninsured in millions to qualify for the Federal aid, a crucial component in the legislation.

At the same time, it also enhances the revenue prospects for the insurance industry represented by the health care reform opponents, thereby allowing the free market to thrive and yet vilified by the Republican Senate minority remaining steadfast against the legislation regardless, signifying partisan politics.

The republican stance in any legislation thus far, is clearly anti-populace prioritizing self-interest backed by the special interests over national progress. Similarly, the connotation is extended to the moderates and the conservatives on the democratic side weaving lanes for political security.

Given the eternal gridlock hampering progress more prevalent in the Senate than the House, the adjustment would inevitably yield the desirable result, i.e. coverage for the uninsured provided the market maintains the affordability.

Health Care bill has the federal government absorbing 80 percent of the costs of newly eligible enrollees with the entire costs being paid for the first three years upon the legislation becoming effective in 2013 or 2014.

Although, it’s a positive step in dealing with the burgeoning health care crisis, there are anomalies that could be easily addressed to satisfy the different states’ economic conditions.

For instance, in the 80 percent federal subsidy applied only to newly eligible enrollees, California is confronted with a huge number of people who are qualified for Medi-Cal, but they appear to have not enrolled.

The legitimate concern is the cost burden shifting to the state on equal basis when the compulsory health insurance purchase becomes the law.

Further, the news report titled Health Care – Painful costs of reform for state,

Medi-Cal’s broad mandate would mean greater burden under national overhaul

By Mike Zapler, San Jose Mercury News, January 16, 2010

“The legislation would offer more federal relief to states that now offer Medicaid to only the neediest people, such as Texas and Alabama, than to states that have expanded the program over the years to cover more people, such as California and New York.

California, for example, already will cover a family of four earning up to $23,373, while Texas covers a family of four earning up to only $5,733.

Put a different way, federal largesse would be concentrated on those who don’t qualify for Medicaid currently but would under the new national rules – and California has a lot fewer of them than many other states.

“It is beyond unfair,” Kim Belshé, the governor’s secretary of health and human services, said in an interview. “California is being penalized,” she added, “for having done the right things when times were good.”

Federal regulations make it all but impossible for California to scale back Medi-Cal to cover fewer people, so the state is essentially stuck with generous rules adopted during the flush economic times for it can no longer afford, Belshé, said.

John Holahan, a health care expert at the Washington D.C. based Urban Institute, agreed that it’s “inherently unfair” for the federal government to pay different shares of each state’s health care expansion costs and said it’s bound to create a bureaucratic maze.

“For every new enrollee in each state, they’re going to have to check:

Did they qualify under the old rules or the new rules?” Holahan said.”

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Analysis with Solutions: By Padmini Arhant

Even though, the single payer or the public option at the bare minimum would have eliminated these problems, the bill should have provisions allowing the States to adopt the universal plan by preference through state legislature or on a ballot measure.

Nevertheless, in the immediate health care proposal, the practical method is to standardize the eligibility criteria to minimize the cost bearing responsibility at the State level.

Rather than conducting an audit on the qualifying enrollees based on old and new rules that would only escalate the administrative costs, it’s simpler to accept all new enrollees nationwide on federal aid.

Under the existing rule and the pending health care legislation, the state – federal match on health care program is apparently based on the states’ per capita income instead of the poverty rate formula.

Realistically, the poverty rate is an accurate indicator of the uninsured in each state. That being the case, choosing the latter would mitigate the on-going health care costs in the emergency rooms at the County hospitals paid for by the taxpayers.

California’s reimbursement rates to doctors on Medi-Cal program is reportedly the lowest in the country. Accordingly, the Medi-Cal patients are declined by a majority of doctors supposedly struggling to cover the treatment costs.

Moreover, the House version of reform expected to boost Medicaid payments for primary care, whereas, the Senate bill, not surprisingly would not. Again, per the cited article, neither bill would increase reimbursement rates for specialist care.

Such predicaments leave the Medi-Cal patients and the newly insured under Medicaid with insurance coverage,

However, denying them the essential medical service choices.

Hence, the Medi-Cal and Medicaid patient dilemma beckons the network availability with health care providers across the spectrum for meaningful health care access.

Concisely, the micro adjustments on the rules pertaining to the Medicaid program would alleviate the anticipated economic plight for the respective states and pave the way for long-term achievements at the macro proportion in the national health care legislation.

Failure to rectify the inherent inequalities could potentially exacerbate the state deficits inevitably affecting the national GDP.

In this matter, it’s poignant to follow the health care principle:

Prevention is better than cure.

Thank you.

Padmini Arhant

Happy Thanksgiving!

November 26, 2009

By Padmini Arhant

A special day to thank the people for their love, compassion and actions that positively impact the recipient’s life. In this respect, the nation is thankful to the brave men and women in harm’s way for their sacrifices in many different ways, most importantly their precious life. Within the community, there are many benevolent individuals dedicating their time and resources for others’ welfare. They deserve acknowledgment by the members. Then the family unit, where the relationship is strengthened with genuine care, affection and understanding for each other unconditionally recognized in a subtle or profound manner.

Nationally, the members in the House and the Senate ought to be congratulated and thanked for their hard work and perseverance in passing the preliminary health care legislation.

Personally, I appreciate the opportunity to serve the people at home and across the globe through the innovative technology made possible by the genius minds and entrepreneurship in the contemporary world.

I’m thankful to all the visitors to this site for their support and encouraging remarks that help me strive hard to enhance my contribution at various levels. While compliments are incentives to exceed the expectations, constructive criticisms on the other hand are a reminder for self- evaluation besides representing the checks and balances.

Finally, the tradition nurtures the charitable act of giving and sharing with the less fortunate on this American holiday.

Happy Thanksgiving!

Thank you.

Padmini Arhant

Senate Preliminary Victory on Procedural Vote

November 21, 2009

By Padmini Arhant

Congratulations! To the American public, President Barack Obama, Senate Majority leader Harry Reid and the Senators casting their votes to enable the health care debate for Senate approval.

It’s encouraging to witness the commitment from the majority to improve millions of American lives.
The action was long overdue and it’s just beginning to take fruition. I have no doubt that upon the historic national health care legislation; the American electorate would reciprocate in the 2010 mid-term elections with the appropriate results.

It’s important to maintain the momentum without substantial compromise on the real benefits and rights of the American people. Again, the bill should encompass robust ‘public option’ component and other factors relevant to the women’s reproductive rights, preserving existing Medicare to senior citizens while accommodating reasonable payments to providers in the government run program . The federal deficit reduction or neutrality is equally essential in the final bill.

An extraordinary journey, nevertheless the light is visible at the end of the tunnel.

As stated earlier, I remain steadfast with my support to President Barack Obama and every member in the House and Senate in passing the necessary legislations on various national and international issues.

Thank you.

Padmini Arhant

Veterans Day

November 11, 2009

By Padmini Arhant

On this important day, we take a moment to remember the men and women in harm’s way and their courageous service at home and overseas. This particular time is remorseful with the recent tragedy at Fort Hood, Texas involving the loss of innocent lives and subsequent grief among the victims’ families.

Not all human beings can pledge their life to serve the nation in a combat environment and those who come forward to do so are uniquely honorable. Every one of these individuals deserves national appreciation for their tremendous contribution towards security, freedom and humanitarian deeds.

It’s important to maintain the federal run VA health care and rehabilitation programs for all service members and their families. Further, the government assistance to the veterans’ families with housing, education and other social services are equally essential to help them cope with the economic hardships while their family members are engaged in active duty or otherwise. It’s the least any nation can do for the armed personnel deployed in various parts of the world.

Since the contemporary wars are conducted for reasons beyond national defense, the military spending on modern weaponry has taken precedence over providing safety equipments viz. the body armor for the soldiers in the frontline as evidenced in the Iraq war. When a mournful mother in England expresses her shock and pain from the tragic loss of her young son possibly saved with the timely dispatch of a helicopter, no apologies can resurrect the departed soldiers’ life valiantly surrendered to protect the country he loved.

Sadly, in the materialistic world life is easily dispensable. The professions once considered noble are commercialized whether it is national service through politics, military, medicine, or even spirituality. The present is dictated in monetary terms and,

Profit is regarded as the Prophet.

Nevertheless, the world is still intact as there are great many humanitarians and unsung activists in every corner tirelessly dedicated to improve the life on earth.

On this day when the parents, young widows, widowers and orphaned children experiencing sorrow and pride in loving memory of their dear ones,

The nation salutes the brave heroes for their significant sacrifices towards others welfare.

Thank you.

Padmini Arhant

National Unemployment – A Reality Check

November 10, 2009

By Padmini Arhant

According to the latest reports, the current jobless rate is 10.2% with 16 million Americans competing for 3 million jobs. Apparently, this figure does not include the underemployed. The Corporate related unemployment is further expected to rise up to 10.8% by the end of next year. Another grim factor is the joblessness among the self-employed and the small business retrenchments reportedly escalate the figure to an alarming 17.5% resembling the severe depression era.

Growing unemployment is a major impediment as consumer spending is directly linked to the job market posing a downside for the entire economy. Despite, the economic growth at 3.5% along with the 9.5% annual productivity for the recent quarter, the American workforce is yet to benefit from the surge in these areas.

The most affected sectors appear to be construction, manufacturing and retail. Although, the recent stimulus signed by President Obama extends unemployment benefits for 14 weeks and 20 weeks to the worst hit states combined with the tax credits for the first time and other home buyers, the problems confronting the industries required to generate jobs is attention worthy.

Construction industry is obviously dependent upon the housing sector and the housing market revival methods are due for review with respect to foreclosures and lending practices by the finance sector.

In fact, the credit crunch is predominantly responsible for the sluggishness in the respective areas of the economy. Unless and until the bailed out finance industry honor the commitments made to the American public during the substantial bail outs, the industries tied to credit market particularly the housing, manufacturing and retail cannot emerge from the recession.

If the various bailouts approved thus far have the built-in transparency and accountability factor then the oversight committee ought to investigate the recipients on the investments of those taxpayer funds legislated for providing jobs and stimulating the economy. Regardless, the trillions of dollars accumulated to the national deficit from the banking sector and automobile industry bailouts deserve scrutiny in terms of actual allocation that is not conspicuous given the depressing jobless data.

On the other hand, the government must provide a legitimate reason for not moving forward with the committed investments held in the $787 billion stimulus package including the remainder from the Bush administration passed TARP funds. When the controversial economic stimulus took place at different times, the purpose was to revitalize the economy with the desperately needed job growth besides enabling the relevant productivity levels and overall economic performance.

Any delay in energizing the job market would adversely affect the broader economic prospects for all industries with the consumer base lagging in the necessary spending, the fulcrum of the economic cartwheel.

Manufacturing industry has been harshly hit with the corporate executive failure in the automobile industry precipitated by the finance sector’s liquidity freeze that triggered the economic meltdown in the shadow of the hedge funds and sub-prime debacle. It is imperative to jumpstart the manufacturing sector macro economically to achieve the targeted employment goals.

Evidently, the prevailing policies and the applied mechanisms are either inadequate or ineffective. Perhaps, the additional or aggressive measures could bolster the weak sectors in promoting the anticipated job growth, the real indicator of the economic pulse. Nevertheless, the consolidated interjection of the monetary reserves and management resources from the private and the public sector is paramount to resuscitate the ailing job market.

A disturbing aspect of the impressive 9.5% productivity report is the executive attitude towards the workforce. In spite of the workers’ significant contribution, i.e. limited labor force tripling the mass production, the management has categorically denied wage increases, additional hiring or other compensations in the form of bonuses etc. claiming that it would be detrimental to the organization ‘s profit oriented schemes.

It is elaborated as corporations aimed at increased earnings in the backdrop of weak dollar, declining exports, business decision to operate on lower inventories and other economic woes. As reasonable as they might be, somehow the conditions seem to apply only towards the labor force explicitly stated by the industry spokesperson that the workers should remain content with the fact that they have a job in the gloomy economy.

Meanwhile, the CEO’s salary package maneuvered from the Congress chided bonuses to lucrative shares and stock options with immediate encashment irrespective of the corporate results; the disingenuous modesty is adequately serving the highest in the hierarchy. Never mind the exploitation of the workforce, the human capital in this context.

In terms of the businesses with cash reserves operating on small inventories, the strategy is counterproductive, not to mention the catastrophic impact on the wholesale, small businesses and the retail industry. The wholesalers relying on the medium and large corporations’ inventory purchases forced to carry out massive layoffs potentially having a ripple effect on the economy with a possible inflation.

The swift passage of the ‘Cap and Trade’ bill boosting the green technology sector would be a phenomenal job growth subsequently alleviating the burden on the national deficit.

In light of the available facts, it would be appropriate to attribute the unemployment status to the myriad of activities or the lack thereof by both private and the public entities. It could be highlighted as the culmination of stringent corporate policies, limited private and public investments, reining credit flow, uncontained foreclosures and lack luster home sales in the housing market…causing the precarious unemployment situation.

Therefore, the government and the free market thorough evaluation of the status quo are essential to invigorate the frail job market.

A jobless economic recovery ultimately leads to a negative economic trend in the absence of robust stimulants explained above. Jobs represent the nerve of the economy with serious economic and political ramifications.

Contrary to the rhetoric echoed in the chambers of Congress and the media, the health care reform is equally important in the equation because it bankrupts the small businesses and individuals alike. Both groups are constantly struggling to make ends meet with the atrocious health care costs prohibiting investments in other necessities.

Economy and health care matter are intertwined and partisan politics has no place at the critical moment debilitating many American lives.

It is incumbent on the United States Senate to rise to the occasion and overwhelmingly approve the health care bill with the federal run health care program titled as the ‘public option’ in recognition of the American plight.

The simultaneous actions by Washington and free market are vital in curbing the rising unemployment statistics. Job assurance to every American translates into job security for the legislators and the executives. Since jobs create taxpayers and consumers,

Washington and Wall Street cannot thrive without progress in the main street.

Thank you.

Padmini Arhant

A Candid Disclosure

November 8, 2009

By Padmini Arhant

Last night the health care legislation passed by the House of Congress is a major step towards recognizing the American people’s plight in the most stressful economic times. The House members confirmed that their consolidated efforts and commitment to the American electorate could produce the desirable results in the economic, social and environmental cause.

Health care is relevant to all and no longer an individual matter.

I had recently fallen ill from women’s related health issue in the months of September and October 2009. Accordingly, I was scheduled for a major surgery on November 4, 2009 – ironically on the anniversary of the historic Presidential election date and around the special elections.

In order to deal with the health crisis, I had to suspend some activities and focus on the immediate recovery plan. It was a temporary action and not meant to avoid communication at any level. Now, I’m able to resume direct contact with the responsible authorities.

Even though, the surgery was finalized and the consent forms were handed out for signing three days prior to the operation, I experienced a sudden change with the symptoms disappearing and felt a sense of well being without any medical intervention. Therefore, I had no reason to proceed with the surgery and it was cancelled the day before the scheduled date.

I attribute the positive outcome to spirituality and enormously grateful for the grace and compassion from the ‘Almighty God.’

During my illness, I frequently thought about the people diagnosed for a medical condition but unable to undergo treatment due to the lack of affordable insurance and hence deprived of medical care. Needless to say, there are many infants, children, young adults and others who require medical attention and the families are left with hard choices in saving the lives of their loves ones.

In my case, the medical insurance is mainly used for the routine check-ups as a preventive care with the exception of a foot surgery three years ago. Despite the underutilization, the insurance company – Blue Cross Blue Shield wanted to conduct an interview with me regarding the procedure. Perhaps, the aim was to rule out the pre-existing scenario. Again, the insurance company having profited from my good health all these years had a pre-screening protocol that did not take place because the surgery was cancelled.

The Senators against public option in the health care bill owe a legitimate explanation to the millions of Americans forced to postpone decisions on life and death matter in the absence of effective competition through federal run health care against the profit oriented insurance industry.

I emphasize that health care is not a privilege but a necessity for survival. If the richest nation on earth fails to provide a decent health care plan to citizens, the achievements in other areas are meaningless with the public health in jeopardy.

I sincerely hope that the United States Senate will coordinate with the recently passed House bill without compromising the core element i.e. the federal managed health insurance program at a minimum to help the thousands of ailing Americans rightfully seeking the public option in the embattled health care reform.

As for as my health is concerned, I’m feeling fine and remain steadfast in my support to the legislative affairs and foreign policies benefiting the people of the United States and the rest of the world.

I stand by President Barack Obama and the Congress in serving the nation and humanity through legislations and strategies comprising economic growth, social justice and political fairness at home and overseas.

In compliance with the highest commandment, the purpose of my political involvement is to assist the leaderships in the United States and around the world to establish peace, progress and prosperity for all human beings besides protecting the environment.

Thank you.

Padmini Arhant

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