Response to President’s Statements on National Health Care Legislation

April 6, 2010

By Padmini Arhant

With respect to the content from President Barack Obama’s letter, the explanation is not necessarily accepted as ‘satisfactory.’

Hence, the White House must provide reasons to the legitimate questions raised in the analysis on National Health Care legislation and more to be submitted shortly.

Democracy thrives when the voice of the people are heard especially, with the legislative matter that affects millions of lives.

Avoiding the subject only arouses suspicion and creates confusion among the vast majority yet to be convinced on the ethical aspect of the legislation.

Since the Presidency was sworn in on transparency and accountability premise, it’s important to exemplify the pledge through action in the critical moment of public frustration.

Therefore, I request the authorities not to evade the issue any longer and be forthright in their response to the press and the public on the “insurance industry” favored health care reform.

Thank you.

Padmini Arhant

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President’s Statements on Health Care Legislation

April 5, 2010

By Padmini Arhant

Hon. President Barack Obama

Dear Mr. President,

Thank you for your letter on the health care legislation.

I deeply appreciate your kind remarks and present the main content of your letter for public reference.

“We succeeded where seven presidents did not.

We mobilized and organized. We helped secure the dream of our nation’s founding.

Our success marks a new season for our country – one in which mothers, fathers, sons and daughters no longer live in fear of a system that works better for the insurance industry than it does for ordinary people.

What we have done here is remarkable. It is historic. And many believed this day would never come.

With all the punditry, with all of the lobbying, with all of the game-playing that too often passes for governing, it’s been easy, at times, to doubt our ability to finish the job on health insurance reform.

We would not fall prey to fear. We would not settle for an easy way out. We would not stop until we passed this reform.

We passed this reform for 5th-grader Marcelas Owens, whose mother died because she didn’t get the health care she needed after she got sick, lost her job and her health insurance. Marcelas’ message to Congress was simple: “Finish health care reform. No other kid should lose their mom because they don’t have health care.”

We passed this reform for Ryan Smith, a small business owner with five employees. Ryan was doing his part to provide health insurance to his employees, but cannot keep up with rising health care costs.

We passed this reform for Natoma Canfield, who wrote to tell me that she could no longer afford her health insurance policy. Since losing her health insurance coverage in January, Natoma has been diagnosed with Leukemia and is fighting for her life.

And we passed this reform for my mother, who argued with insurance companies even as she battled cancer in her final days.

In Marcela, Ryan, Natoma, my mom and so many other Americans, we are reminded of what this fight was about. It wasn’t about politics. It was about doing the right thing, and taking care of the hardworking people that make our country great.

Now we need to begin the process of implementing these historic changes.

To ensure a successful, stable transition, many of these changes will phase into full effect over the next several years.

But for millions of Americans, many of the benefits of reform will begin this year – some will even take effect this week.

Small businesses will receive significant tax cuts, this year, to help them afford health coverage for all their employees. Seniors are going to receive a rebate to reduce drug costs not yet covered under Medicare. Young people will be allowed coverage under their parents’ plan until the age of 26. Early retirees will receive help to reduce premium costs, and children will be protected against discrimination on the basis of medical history.

But we’re not stopping there.

Uninsured Americans with pre-existing conditions can join a special high-risk pool to get the coverage they need, starting in just 90 days. And Americans with insurance will be protected from seeing their insurance revoked when they get sick, or facing restrictive annual limits on the care they receive.

We’re also making investments to train primary care doctors, nurses, and public health professionals, and we’re creating state-level consumer assistance programs to help patients understand and defend our new rights. These changes will benefit all Americans.

We did it…And America is better for it.”

Sincerely,

Padmini Arhant

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Happy Easter

April 4, 2010

By Padmini Arhant

Easter Sunday is a moment to rejoice Lord Jesus Christ’s resurrection to life.

It’s a joyous occasion to realize the power of love and truth revealed by the son of God, Lord Jesus.

Lord Jesus Christ touched upon many hearts and the lord continues to be the radiant light for all those who seek the lord’s grace in life.

Happy Easter!

Thank you.

Padmini Arhant

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Pesach or Passover Seder

April 3, 2010

By Padmini Arhant

The important Jewish festival that commenced on March 29 and observed until April 6, 2010 is symbolic to freedom.

A family celebration that involves a traditional meal set in a neat order known as ‘Seder.’

Passover is mainly focused on the suffering endured by the Jewish people in the biblical and modern times with a commitment to revive hope, redemption and faith.

It’s particularly related to “God freeing the Jewish people from slavery in Egypt, led by the prophet Moses,” and,

The twentieth century holocaust – a horrific crime against humanity that should never happen again to any human being anywhere in the world.

Religious occasion is a moment to rejoice and reflect on the meaning of life.

Human beings have tremendous ability to transcend negativities and prevail in promoting freedom, equality and peace.

Renouncing violence is the beginning of the end of human tribulation.

Universal love and peace is the core message to the world in conflict with one another.

“Chag Pesach Sameach” / “Happy Passover” to the Jewish families in the United States and across the globe.

Thank you.

Padmini Arhant

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Holy Week – Good Friday

April 3, 2010

By Padmini Arhant

Today marks an important day for those who pray to Lord Jesus Christ, the son of God and the savior of humanity.

Lord Jesus selflessly offered his soul to absolve many of their sins.

The caring and compassionate lord taught human beings the virtues that lead to salvation.

Lord Jesus Christ had to bear the cross on this holy Friday and the lord’s sacrifice exemplified his love for all human beings.

Lord Jesus teachings disillusioned many on the facts of life.

Through positive thoughts, words and deeds, it’s possible for the suffering soul to attain eternal bliss, i.e.
Strive to be worthy of Lord Jesus Christ’s grace, mercy and blessings.

Holy Good Friday to all who believe.

Thank you.

Padmini Arhant

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Afghan War after Troops Increase

April 1, 2010

By Padmini Arhant

The latest on Afghan war after adding more troops to the nine-year-old battle, a contentious debate that was dominant last year.

Associated Press – Sunday, March 28, 2010.

By Sebastian Abbot – Thank you.

“Troop deaths rise in Afghanistan – Numbers soaring as U.S. adds soldiers

Kabul – The number of U.S. troops killed in Afghanistan has roughly doubled in the first three months of 2010 compared to the same period last year as Washington has added tens of thousands of additional soldiers to reverse the Taliban’s momentum.

Those deaths have been accompanied by a dramatic spike in the number of wounded, with injuries more than tripling in the first two months of the year and trending in the same direction based on the latest available data for March.

U.S. officials have warned that casualties are likely to rise further as the Pentagon completes its deployment of 30,000 additional troops to Afghanistan and sets its sight on the Taliban’s home base of Kandahar province, where a major operation is expected in the coming months.

“We must steel ourselves, no matter how successful we are on any given day, for harder days yet to come,” Adm. Mike Mullen, chairman of the Joint Chiefs of Staff, said at a briefing last month.

In total, 57 U.S. soldiers were killed here during the first two months of 2010 compared with 28 in January and February of last year, an increase of more than 100 percent, according to Pentagon figures compiled by the Associated Press.

At least 20 American service members have been killed so far in March.

The steady rise in combat deaths has generated less public reaction in the United States than the spike in casualties in the summer and fall, which undermined public support in the United States for the mission here.

Fighting typically tapers off in Afghanistan during the winter but peaks in the summer.”

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War Strategy Assessment – By Padmini Arhant

The troops increase to Afghanistan was a national debate last year with mixed reaction from all sources.

It’s important to emphasize that there wasn’t an overwhelming public support to the additional troops deployment in Afghanistan.

There were many reasons for the lack luster response.

Among them, the most relevant ones being:

The U.S. and allies’ nomination of President Hamid Karzai as the head of the government for second term defied the Afghan people’s will.

Notwithstanding, the international outrage on the fraudulent general election that led to the opponent, DR. Abdullah Abdullah’s withdrawal from the election.

Another factor is the U.S. occupancy in Afghanistan approaching a decade and the constantly changing ‘purpose’ behind the mission remains intriguing until now.

After much deliberation, President Barack Obama decided to approve the request from the defense high command and argued, “It’s not an easy decision to do so.”

Indeed, pledging the troops’ lives to succeed in the targeted goals is never a simple action.

However, a prolonged war provides enough evidence to consider winding up the operation or at least minimize the troop level by supplementing with diplomacy and peaceful negotiations.

Peace and diplomacy could have prevailed with a democratically elected government. It was thwarted by the U.S. endorsement of an unpopular candidate.

Further, the explanation for more troops involved the U.S and NATO efforts to restore political stability in Afghanistan and terminate the Taliban/Al-Qaida activities.

The irony is, the Afghanistan political situation under the U.S. backed Karzai government shows no improvement in governance, despite the incumbent Afghan President being the U.S. foreign policy designates’ choice.

Similarly, the shift in the U.S. and Afghan government’s strategy towards Taliban insurgents appears to be a new approach to win the militants on their side with cash payments and abandoning the poppy fields eradication – the main source of income for the Taliban forces.

An action that is widely criticized by the human rights groups against narcotics in Afghanistan.

As predicted, the tension between the Karzai government and the U.S. administration has surfaced confirming the mistrust in the relationship.

While the political stalemate between the authorities in Kabul and Washington persists, the mounting U.S. casualties in the Afghan war cannot be ignored.

Troop withdrawal from Afghanistan and Iraq is no longer a choice but an immediate requirement to end the procrastinated occupation in foreign lands.

Divestment from wars to social and economic development in these regions must begin to reflect the sincere commitment to bring hope and opportunity in a society deprived of normal existence for decades.

Substituting the combat troops with Peace Corps eliminates the tragic loss of lives on all sides.

In addition, the peaceful atmosphere would deter terror recruitment and foster an environment for the youth as well as others to build their nations towards a positive direction.

Now is the time for the U.S. authorities in the White House, Pentagon and the State department to relinquish failed policies that is proved a liability claiming precious lives and contributing to the rising deficit.

War leads to grief, revenge and destruction.

Whereas, peace is an eternal bliss.

I convey my condolences to the families of the fallen heroes and pray for the early recovery of the wounded brave hearts.

Your sacrifice makes freedom possible for all.

Thank you.

Padmini Arhant

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Federal Program Evaluation on Mortgage Refinance and Foreclosures

April 1, 2010

By Padmini Arhant

Please refer to the details laid out in the preceding articles from other news organizations published on this website under the title ‘Mortgage Refinance and Foreclosures.’

Information is also available in the article, @www.mercurynews.com

“By Sue McAllister – San Jose Mercury News, Saturday, March 27, 2010 – Thank you.

“Titled – Debt Relief – Mortgage program: Who will benefit?

Answers to how the federal plan will work and whom it will help”
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Program Evaluation – By Padmini Arhant

Making Home Affordable program targets the vulnerable homeowners on the verge of losing their homes.

Mortgagees who are unemployed, underwater and delinquent in their payments could seek assistance upon they meet the criteria.

Aligning mortgage debt with the asset value in order to help people retain ownership is a prudent measure to stabilize the struggling housing market.

It’s evident from these news reports that the program is well intended but the burden rests on the taxpayers through,

Federal Housing Administration insured loans absorbing the entire risk on potential loan default,

And,

Incentives to lenders to reduce principal value for the underwater and unemployed customers provided from the TARP funds…

The finance sector responsible for the subprime mortgage crisis is exempt from any liability.

On the contrary, they are being coerced with the federal funding that appears to be inadequate to rescue the vast majority from foreclosures and loan qualifications.

Federal programs or reform requires oversight to ensure the rules adherence by the industry.

Again, an independent / non-profit consumer rights agency is appropriate to avoid the conflict of interest.

As stated by the consumer advocates, the bankruptcy procedure for loan modifications is more reliable than the service offered by the federal partnership with lenders.

When a particular method is not yielding the desirable results, it is best to choose the option with a positive outcome.

Since the rules are ignored by the industry, setting consequences for non-compliance is an effective approach to limit the program failure.

If the borrowers are subject to terms and conditions then it should be applicable to the lenders as well.

Finally, the program would be beneficial with the banks accepting a fair share of monetary obligations in the principal reduction and the refinancing structure, having been the beneficiary of taxpayer bailout.

Thank you.

Padmini Arhant

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