Affordable Care Act aka Obamacare

September 22, 2017

Affordable Care Act aka Obamacare

Padmini Arhant

The affordable care act aka Obamacare is anything but affordable. The law overwhelmingly favoring health insurance industry with mandatory subscription tied to penalty upon failure to do so is undemocratic and unethical. 

Anyone in good conscience would not endorse a law that burdens average citizens to bear the costs on ever increasing health care expenses due to unregulated industry profit margins exceeding market affordability.  

The Affordable Care Act allows free ride to health care and insurance industry with no obligations to rein in surging premiums and diminishing coverage despite compulsory insurance subscription.  Obamacare is bonanza for insurance industry with 35 million subscribers forced into plans barely meeting minimum health care requirements like annual exam and consulting visits to doctor’s office not to mention higher deductibles and copayments.  Meanwhile, the propagated advantages of the law such as accepting patients with pre-existing conditions are not only charged exponentially by insurance providers but also the costs are transferred to healthy subscribers in the expense reallocation. 

In short, the affordable care act is a proof of successful lobby from the health care and insurance industry rewarding those complicit in the enactment of law that is inadequate in coverage and enforces subscription beyond reasonable means to enable insurance industry control over patient care and health management. 

Politics playing central role in upholding laws that are favorable to campaign financiers viz. health sector in this instance at electorate financial woes and losses impact economy and electoral outcome. 

The lawmakers focused on loyalty towards SuperPac for re-election often forget voters dissatisfaction expressed through ballots on issues not addressed responsibly and in worst case scenarios rejected for misplaced priority.

Congressional and administration actions would be meaningful and effective upon legislations passed to alleviate problems of ordinary citizens as regular taxpayers expecting their tax dollars to be invested in their health, education and job security besides infrastructure and clean environment.

The disproportionality enrich industries with policies entirely benefitting them.

Setting aside political alliance and affiliations, the Affordable Care Act or Obamacare replacement eliminating mandatory subscription is the preliminary step towards health care reform. The shared responsibility between state, federal and health industry in offering quality health care meeting basic to advanced health coverage is the standard any system could provide excluding none regardless of socio economic background. 

The cost factor in a market economy allowing choices via healthy competition would promote decent health care options currently unavailable due to major stakeholders monopoly in the industry. Universal health care is dismissed on the notion of extraordinary costs and liability originating from health industry practice and strategy to maintain status quo.

The contemporary law bearing on the industry is negligible shifting the responsibility on subscribers i.e. the insured to comply with various demands limiting affordability. The incentives to the industry are far greater to accommodate enrollment in health care plan that are not necessarily distributed down the line to end consumer. As a result the healthy and those experiencing health problems are faced with escalating price and insurance industry maneuvered eligibility criteria.

United States joining nations that pay attention to citizens health and well being made possible with investment in best medical care for all is prudent to improve failing health and tax structure. 

Thank you.

Padmini Arhant

Author & Presenter

Spouse in Divine Mission 


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